Financial Assistance Through the BRAG Program
At John Rae Excavation, we understand that repairing or replacing a septic system, sewer line, or water line is a major investment — and sometimes an unexpected one. To make these essential repairs more affordable, we work with the Bear River Association of Governments (BRAG) to connect homeowners with financial assistance.
What is BRAG?
The BRAG Housing Rehabilitation Program provides qualifying homeowners with:
- Interest-free loans (no finance charges)
- Flexible repayment options based on income
- Funding for critical home repairs, including septic system rehabilitation, sewer line replacements, and water line repairs
Why This Helps Homeowners
A failing septic or leaking water line isn’t just a nuisance — it can cause health risks, property damage, and rising costs if left untreated. The BRAG program ensures families can access the repairs they need today, without taking on high-interest debt.
How the Program Works
- Apply with BRAG – Homeowners submit an application to see if they qualify.
- Approval & Funding – If approved, BRAG provides an interest-free loan tailored to your situation.
- Professional Repair – Our team at John Rae Excavation completes the work with precision, ensuring your system is safe, reliable, and built to last.
- Affordable Repayment – Loans are repaid over time with no added interest.
Learn More & Apply
For more details on eligibility and how to apply, visit BRAG’s Housing Rehabilitation Program page here: https://brag.utah.gov/depts/housing-rehab-development/#ehr Housing Rehab & Development | Bear River Association of Governments Or, contact us directly — we’ll answer your questions and help guide you through the process.
